Auto Financing Made Possible

Your Customer’s Credit Isn’t A Wall. It’s A Starting Point.

First American Finance Funds Deals Other Lenders Walk Away From —
Income-Only Approvals. Cosigner Program To Rebuild Credit. Near-Prime. Special Repo Program.

Become a Dealer Partner Get Forms Become an Investor

Special Financing Programs

One Lender, Many Ways To Say Yes.

Structure the deal around the customer in front of you — not the other way around.

Income-Only Approval

No credit score requirement. Approvals are based on verified income and ability to pay — built for buyers a score alone would turn away.

Cosigner Program

Pair your buyer with a qualified cosigner to get the deal approved — and help them rebuild their credit with every on-time payment.

Near-Prime

For buyers sitting just under standard prime cutoffs — real terms instead of an automatic decline.

Repo Program

Dedicated terms for buyers rebuilding after a repossession — a real second chance, underwritten on today's ability to pay.

Access

Everything You Need To Get A Deal Funded.

Dealer Portal

Submit deals, track pending approvals, and manage your funded contracts.

Important Funding Checklists

Coming Soon

Upload Loan Docs

Securely send contracts, stips, and funding documents for your deals.

Upload docs →